When you experience a vehicle accident of any kind, it can be hard to navigate the best steps forward. Your whole world may be at a halt as you seek medical care, have your car repaired, and deal with the aftermath that comes with a vehicle accident.
The financial burden of a vehicle accident is heavy. The medical care and car repairs we mentioned above aren’t cheap. You may miss work and experience other struggles. When it comes to financially recovering from a vehicle accident near Hamilton Ohio you likely have two options. Hire a vehicle accident attorney to help you receive the compensation you deserve or leave it in the hands of insurance companies.
Many times people put their trust in their insurance companies following an accident. In some cases, this may be appropriate and you will come out okay, but in many cases, leaving your financial recovery to your insurance company isn’t the best plan.
When You Leave it in the Hands of Your Insurance Company….
All drivers in Ohio are legally required to have automobile liability insurance. That insurer will step in on behalf of the insureds to help settle a claims pre-suit. If you have a lot of experience working with and trust in your insurance agent, you may feel okay taking this route following a vehicle accident.
When you’re injured as a result of someone else’s negligence, that person’s insurer owes no duty to you. That’s where things can get tricky.
When working with an insurance company without representation, you will find it to be a very hands-off process. Once the insurance company takes over, you will not have to do much of anything to see the claim through. You may have to provide some documentation to support your claim, but you really do not control the process. Your insurer will communicate with the insurance company of the other driver and eventually, you may be given some level of compensation for your vehicle repairs.
That may be a viable option if you sustained no physical injuries in the accident and are only seeking compensation for vehicle repair. Again, the analysis changes drastically if you are injured and seeking compensation from the at-fault driver. That driver’s insurer may request open-ended medical authorizations that allow it to obtain any and all records relative to your treatment whether related or not. And that’s just the start of where things may go wrong for you.
At the end of the day, an insurance company is focused on the bottom line: how much they may have to pay out So while you may be able to get compensation for vehicle repair or even sometimes medical bills, will it be an adequate amount? Perhaps more importantly, without representation to give you an analysis of what your claim may be worth, will you ever gain that peace of mind settling a claim?
Insurance agents and adjusters simply don’t have the expertise a vehicle accident lawyer does in properly evaluating claims and getting compensation for medical treatment, lost wages, pain and suffering and everything else that you may suffer from following a vehicle accident. And some adjusters are motivated to simply get you to settle your claim for as little as possible to get the at-fault driver off the hook.
When you Hire a vehicle Accident Attorney…
The Richards Firm near Hamilton, Ohio only helps those who were involved in an automobile accident caused by another driver. The Richards Firm helps its client to obtain the compensation they deserve by doing the following among other things:
- Investigating your case
- Speaking with witnesses
- Reviewing police records
- Assessing your medical records
When you hire a vehicle accident attorney, it doesn’t mean insurance companies won’t be involved, it simply means you will have someone representing you who has a full understanding of what you’ve experienced and the full scope of the financial burden it has caused. You have someone with legal experience with your best interest in mind.
Generally, it is recommended that you work with a car accident lawyer if you are hurt in your accident to improve your odds of getting maximum compensation for your losses.
Many drivers are concerned about hiring a vehicle accident attorney as they assume it will come with even more cost and financial burden. While you will need to pay in order to hire a vehicle accident attorney, many of them, like The Richards Firm, use a contingency fee system which means you only pay a percentage of the compensation you receive. In the vast majority of cases, hiring a vehicle accident attorney will come with no out-of-pocket cost.
A Vehicle Accident Attorney With Your Best Interest in Mind
Some drivers can get the compensation they need to move forward after an accident by working with their insurance company. However, if you experience an injury, you may end up leaving money on the table if you don’t work with a professional Vehicle Accident Attorney in Hamilton Ohio that serves Butler County and the surrounding areas.
The Richards Firm is an experienced and trusted vehicle accident attorney who will have your best interest in mind every step of the way. Contact Rhys Richards today if you have been injured in an accident to go over your best option moving forward.