If you have been a part of a motorcycle accident, especially one where you sustained significant injuries, it can be hard to move forward for a multitude of reasons. Today, we will be discussing the overwhelming medical bills that will be your responsibility following a motorcycle accident.
The Financial Cost of a Serious Injury
The medical bills that you will eventually receive from a motorcycle accident injury will not be cheap. If you are seen at a hospital and undergo diagnostic studies, you will be saddled with three bills right out of the gate.
Unfortunately, many Americans are forced to turn to debt options in order to pay medical bills following any injury or emergency medical services. Debt is a vicious cycle with creditors threatening to garnish your bank accounts to pay your unpaid medical bills. It is even worse if you have a chronic health condition that requires ongoing treatment, especially if it interferes with your ability to work.
Hiring a motorcycle accident lawyer near Cincinnati is one of the best ways to help you pay for not only the piling medical bills but also other financial burdens such as ongoing treatments and therapies, lost wages, and more.
Will Vehicle Insurance Pay Your Medical Bills?
Depending on your insurance coverage, your motorcycle insurance may or may not offer compensation for medical bills, let alone the true cost of your injuries and all the additional expenses and losses that go along with it. We have encountered several situations where motorcyclists add their motorcycle to their underlying automobile insurance policy only to find out that some coverages did not carry over. Be sure that you are paying for all the coverages that you want.
What About Health Insurance?
If you have health insurance, they may cover your medical bills. Unfortunately, you will likely have to pay some out-of-pocket payments up to your deductible or even co-pays that you will be responsible for. This can still result in financial stress. At the time of resolution, that insurer is likely to have a right to be repaid something from your recovery.
Motorcycle Accident Lawyer in Cincinnati Ohio
You have the right to file a motorcycle accident lawsuit whether or not you have vehicle or health insurance. If you have been weighed down by the financial burden of a motorcycle accident all while trying to heal from your injuries, know that you have options. As a motorcycle accident lawyer near Cincinnati and the surrounding areas, The Richards Firm is available to walk you through these options and help you receive the financial compensation you are owed.
